Pub Insurance Cover key features
Our pub insurance covers are far wider than those of many
of our competitors, and offer many in-built features to protect
you against risks and eventualities which are often over-looked or ignored
Pub Insurance Policy features:
“all risks” cover, which means that (with the exception
of a small list of exclusions) any sudden accidental or otherwise
damage occurring to your property is covered by the insurance.
a reinstatement “new for old” basis.
Business Interruption cover with a three year indemnity period,
protecting your gross profit in the event of damage, automatically
included at no additional cost.
Benefits for injuries sustained by staff as a result of assault
by a member of the public during the course of trade, also automatically
Cover for Business Money losses - protects your takings.
Comprehensive Public and Employers’ Liability covers for
your liabilities to staff, employees, and third parties. Legally
required to protect you against claims.
Frozen food deterioration cover. Covers your pubs freezer stock
Loss of licence cover. Indemnity against being unable to trade
through loss of licence
Commercial Legal Protection cover, protecting you against many
eventualities including the cost of representing yourselves in the
event of employee dispute for unfair dismissal (often featuring
trade union involvement).
Long Term agreements allowing further discounts upon the premium
Our bespoke Public House insurance cover also offers by
Household Contents cover for premises with residential quarters.
Personal Accident cover for all staff.
Higos Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FRN 302690)
Company registered in England and Wales. Company Registration No. 2667978
Registered office: Higos Insurance Services Ltd, 7 Cary Court, Somerton Business Park, Bancombe Road, Somerton, Somerset, TA11 6SB
Tel: 01749 834 500 Fax: 01458 274 196 Email: email@example.com
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